What about national insurance?

For National Insurance purposes you are an "employed earner" and as such you are liable for Class 1 national insurance contributions at the "contracted out" rate. There are further details of the implications of being contracted out in the publication "Your Pension Questions Answered" (published by the Church of England Pensions Board).

We are responsible for deducting Class 1 contributions. They are calculated as a percentage of your monthly payments from us (excluding any reimbursement for heating, lighting, cleaning and garden upkeep costs). These contributions entitle you to social security benefits (e.g. the State Pension).

It is important that we know your national insurance number to account for your contributions. If you do not know your number or have not been allocated one, please contact your nearest HMRC or Jobcentre Plus office as soon as possible.

Your contributions have to be deducted by us until you reach retirement age. We shall tell you when these contributions are to cease shortly before this happens.

If, for any reason, you do not pay Class 1 contributions, you may wish to consider paying flat-rate Class 3 voluntary contributions. For further advice on this, or any other aspect of national insurance or social security benefits, contact any HMRC or Jobcentre Plus office.